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Innovation in the financial industry

Dr. Matthias Hirtschulz

Dr. Matthias Hirtschulz

Ansprechpartner next@d-fine.com

Vision

The financial world is evolving. New technologies are emerging and innovative players are changing the rules, opening the door to new business opportunities. d-fine next will help you seize these opportunities, supporting you from the initial analysis to the final implementation.

We work with both new and established players. Our firm belief is that both sides can benefit from each other.

Services

d-fine next combines in-depth knowledge across all areas of banking with IT implementation and FinTech expertise. Thus, we are the ideal partner to support you from market analysis to the implementation of new products and services.

Technical Consulting

With experts in regulatory topics, trading infrastructure and risk models, we cover all of banking and finance.

Partner Integration

We are a long-time partner of established players and know their IT and internal processes by heart. Thanks to our technical affinity, we are also able to understand the goals of FinTech companies and are therefore an ideal partner for integrating a startup.

Workshops and Trainings

From ideation workshops to Blockchain training: our trainings will bring you clarity. Thanks to our workshops you will develop innovative ideas and realisable strategies.

Implementation

From the development and implementation of a proof-of-concept through to the ready-to-use product in production: we will support you every step of the way.

Co-founding

From the business canvas and product development through to the implementation: we will partner with you every step of the way to an MVP and beyond.

Case Studies

Initial Coin Offering

Implementation of blockchain IT infrastructure

d-fine leveraged its existing ICO framework to support a Frankfurt FinTech start-up with its ICO. d-fine supported the development of the smart contracts, setting up respective blockchain nodes and internal monitoring system. Furthermore, chat bots were implemented to defend against certain attacks in Telegram channels.

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Smart contract security audit

Audit of smart contracts for an initial coin offering

d-fine conducted a security audit of ICO smart contracts for a Hong Kong based start-up. The audit includesd qualitative, automated and manual evaluation of the respective contracts.

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Evaluation of ICO infrastructure

Evaluation of processes and design choices of ICO IT infrastructure

d-fine analysed the infrastructure with respect to advantages, disadvantages, risks and alternative implementation possibilities. The analysis included processes like minting, monitoring or the investment process.

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Blockchain proof of concept for financial market infrastructure

Development of a Proof of Concept with smart contracts in Ethereum and Hyperledger.

d-fine developed and evaluated different business cases for using Blockchain and Distributed Ledger Technology in the context of financial market infrastructure: for Real Time Gross Settlement Systems and issuance of securities. With our client, we developed the prototypes end-to-end, from the user interface to the smart contracts and infrastructure setup.

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Hyperledger Fabric prototype for Schuldscheindarlehen

Evaluation of the Hyperledger Fabric framework (v1.0), smart contracts and user interface

d-fine built a prototypical platform for issuance of Schuldscheindarlehen on Hyperledger Fabric. Goal of the prototype was to represent a Schuldscheindarlehen with a smart contract, have a web GUI for interaction, and to create appropriate data access policies so that confidentiality requirements are met.

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Trade finance: implementation of a Letter of Credit on the blockchain

Evaluation of the Hyperledger Fabric framework (v0.6), smart contracts and user interface

d-fine built a PoC for a trade finance platform based on Hyperledger Fabric. The prototype implements a Letter of Credit workflow with four different participants: buyer, seller, buyer’s bank and seller’s bank. Each participant has a different view of the Letter of Credit and is allowed by the smart contracts and user interface to perform different actions at different times.

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Derivatives OTC trading blockchain prototype

Derivatives trading of interest rate swaps on a blockchain platform

In this blockchain prototype the OTC trading process of interest rate swaps was implemented including the front-end and the blockchain back-end. Duality between smart contracts and master agreements was achieved through a hashing mechanism.

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Solutions

Team

Dr. Matthias Hirtschulz

Dr. Matthias Hirtschulz

Coordinator d-fine next
FinTech and Blockchain
Dr. Miguel Vaz

Dr. Miguel Vaz

Blockchain and Machine Learning
Dr. Christian Hörhammer

Dr. Christian Hörhammer

Robo Advisory
Dr. Moritz Kiese

Dr. Moritz Kiese

Digitization
Todor Dobrikov

Todor Dobrikov

Machine Learning and Lending
Dr. Kordian Lärz

Dr. Kordian Lärz

InsurTech
Dr. Stefan Heinrichs

Dr. Stefan Heinrichs

RegTech
Dr. Marcus Hennig

Dr. Marcus Hennig

Blockchain
David Henke

David Henke

Blockchain
Nils Pehoviak

Nils Pehoviak

Blockchain
Dr. Filipp Valovich

Dr. Filipp Valovich

Blockchain

Advisory Board

Dr. Egbert Schark

Dr. Egbert Schark

Managing Partner d-fine
Dr. Karsten Meyer

Dr. Karsten Meyer

Managing Partner d-fine

 Partnerships

 

   

Berlin

Frankfurt

London

Wien

München

Zürich