Evolution of Robo Advisory offerings
Robo Advisory 1.0
First Generation Robo Advisory is based on a few simple but effective key success factors: a seamless digital user experience, a focus on passive, easy-to-understand products, low and transparent costs and broadly diversified portfolios.
Robo Advisory 2.0
Alongside the strictly passive investment approach of the 1st generation, some of the more recent robo-advisory services have started offering dynamic and risk-based asset allocation approaches. Well-established methods from institutional and private wealth management are rapidly gaining ground as unique selling propositions in the space of digital investment advice. This is where traditional wealth managers can bring their strength to bear, be it in the form of quantitative methods (classical overlay-management and risk budgeting) or exclusive access to alternative asset classes. ‘Active’ and ‘passive’ are brought together, just as the traditional and digital investment space may emerge into a hybrid advisory model.
Next Gen Robo Advisory
In addition to modern risk management technology, the latest developments in artificial intelligence are incorporated. Machine learning transforms mere 'robos' into adaptive systems. It seems like we are at the cusp of a whole new era of investing. The potential is massive and the options are many-fold. Our robo-advisory team will help you shape your vision and get it implemented straight away.